NOTES FROM MAY 20, 2014 PDC MEETING

NOTES FROM MAY 20, 2014 PDC MEETING
TOPIC I) IDENTITY THEFT
At the May 20 PDC meeting, Police Officers spoke on the topic of Identify Theft.
It can happen to anyone, even the police officers who spoke about it were victims.

What is Identity Theft?
Identity Theft occurs when someone uses your personal information for financial gain.
• Personal information is defined as social security number, date of birth, account numbers, or unique identifiers specific to you.
Examples of Identity Theft are:
• A person uses your social security number for employment purposes.
• Someone opens up an unauthorized account using your name and date of birth.
• Someone uses your credit card number to make a fraudulent purchase online (credit card fraud and identity theft).
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What is not Identity Theft?
Someone using your address or phone number without your permission.
• Your personal information as defined above must be used for financial gain in order to pursue identity theft charges.
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Who can investigate Identity Theft?
Typically, you will need to file reports with multiple law enforcement agencies when you are the victim of identity theft.
• If you found charges or accounts that exist in other jurisdictions, you should file a report with them.
• If you are a Fairfax County resident, you may file a report with our Department even if your personal information was not used in the county.
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What should I do if I am a victim of Identity Theft?
1. Cancel any compromised accounts right away. Call your financial institutions and ask to speak with a fraud specialist. Make sure you document the details of your phone call, and obtain their contact information. Follow up with them in writing by filing an affidavit of fraud (usually provided by them).
– Make sure you send all information in a certified letter to the financial institution.
– Make sure to request the company to notify you in writing when they have resolved your needs.
2. File a police report with the correct jurisdiction(s).
3. Contact the three nationwide consumer credit reporting companies and place a Fraud Alert on your credit report.
a) Equifax
b) Experian
c) Transunion
Once you place a fraud alert, creditors are required to verify the identity of a person claiming to be you, before extending credit to them.
4. Review your credit reports regularly. The Fair and Accurate Credit Transactions Act (FACT Act) requires the three major credit bureaus to provide you with one free credit report a year. The three major consumer credit reporting companies created www.annualcreditreport.com to provide consumers with free credit reports from all three companies.
5. Contact the Social Security Administration if your social security number has been compromised.
6. Visit the Federal Trade Commission’s website for Identity Theft. The Fair Credit Reporting Act (FCRA), section 609(e), spells out rights for victims of identity theft, as well as responsibilities for businesses.
NOTE: If someone received a traffic summons using your identity, contact the law enforcement agency and/or the officer that issued the summons for assistance.
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How can I protect myself from becoming a victim of Identity Theft?
• Monitor your credit reports.
• Avoid phishing emails (emails where people represent a financial institution and request your personal information).
• Shred paperwork with your personal information on it.
• Be suspicious of irregular communications from your financial institutions. Legitimate businesses will provide you with a safe method of transferring information.

To file a report in Fairfax County, go to:
https://www.fairfaxcounty.gov/police/ficor
The information above and additional details can be found at:
http://www.fairfaxcounty.gov/police/financialcrimes/identitytheft.htm

OTHER TIPS TO NOTE REGARDING IDENTITY THEFT:
– Photocopy the front and back of contents in your wallet or purse, such as credit cards and their Customer Service phone numbers. Then if your wallet or purse is stolen, you will know who to notify to cancel your card, etc.
– Use a check to pay versus online credit card payment
– Mail checks by putting them into a USPS mailbox or directly in the Post Office itself; do not leave checks in your personal mailbox to be collected by a Mail Carrier. It can easily be stolen from your home mailbox.
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TOPIC II) REVENGE PORN

Delegate Marcus Simon spoke on the topic of Revenge Porn.
Virginia House of Delegates Marcus Simon proposed a bill to outlaw revenge porn.

What is Revenge Porn?
Revenge Porn involves someone posting or sharing intimate pictures of a former partner after a breakup.

The House of Delegates voted to outlaw so-called revenge porn.

A measure that passed 97-2 would make it illegal for anyone — with the intent to coerce, harass or intimidate — to maliciously disseminate or sell any video or still image depicting someone else nude, in a certain state of undress or engaged in sexual conduct when the person knows they are not authorized to do so.

Violations would be a Class 1 misdemeanor, subject to up to one year in jail and a $2,500 fine.
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TOPIC III) NEXT PDC MEETING
The PDC will have a picnic in June in lieu of a formal meeting. More details to come!

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